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6 years begins from repo date or sale?

from zena ecott (zena.ecott@ntlworld.com)
Please can you tell me when the six year rule begins, is it from the repo date or sale date. And are the people from EVERSHEDS allowed to be so aggressive?

In September 2000 EVERSHEDs on behalf of ABBEY NATIONAL wrote to me chasing a shortfall of £23,000. The property in question was repossessed in May 1994 and sold in December 1994(for a ridiculously low price). I wrote to EVERSHEDS in October and said that basically they were to late and the six year rule now applies. They wrote back to me and said that the six year rule begins from the date the property was sold. DAMN IT!! I said to myself. But I am still unsure especially as the tactics of these people are very aggessive and dirty, and I dont feel I can take their word for it.

Last week I had a phone call from EVERSHEDS, they wanted the return of the income and expenditure form they sent me by the end of the week. The person I spoke to was extremely aggressive and rude, I was asked personnel questions such as "was I working", "how many children I have" "did I have any other debts" I refused to answer the questions. I was also told that the income and expenditure form needed to been returned by the end of the week or ELSE. I was totally shocked and upset after this conversation. Are these awfull people allowed to due this??

(posted 8523 days ago)

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