After almost 6 months of letters going back and forward I do not feel I am getting any closer to an end to this nightmare. After my last letter to DLA (acting on behalf of Abbey), below is the reply I received:(posted 8546 days ago)I asked what they did to contact me at the time of repossession - they sent 1 letter to me at the repossessed property even though I hadn't lived there for 2 years.
I asked for copies of the valuations - it is not their clients policy to send valuations but they give me 2 dates and 2 amounts (£8000 more than the price they sold it for).
They did not know my partner at the time (joint mortagee) had since died and will claim against his estate if I tell them who is dealing with it(His estate was closed 3 years ago).
As they had previously advised my solicitor I am not entitled to see the MIG.
They finish by saying that "as I was a party to the mortgage account they dont understand how I can dispute the shortfall".
I really am stuck now - I've asked for all of the above info since reading and taking notice of this website(thank god it's here)but dont know what else I can do. The house was repossessed without my knowledge at the time. I cant check any details with my ex partner because of obvious reasons and feel that they now have me backed into a corner leaving me no option but to offer them something!
If anyone has any advice as to what my next reply should be I will be extremely grateful!
Thanks