Response to Process of Repossesion

Sarah, As you understand the repossession process please can you explain it to me. Around 10 years ago my old flat was repossessed without me being given any notification despite the Halifax knowing my contact address (my ex partner still lived in the flat). A letter I have just received from the solicitors as past of on going correspondence says that they do not have a money order judgement as no court proceedings ever took place. Did they have to go to court to repossess etc. Any advise or knowledge would be greatly received.

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