Hi Steve,(posted 8589 days ago)Well in my opinion it now appears that the Halifax are not the only lender attempting to limit rights given to us under the 1998 Data Protection Act! I my opinion in this case they're being rather blatant about it by their use of a financial penalty.
I would suggest that you do NOT fill in the form. Write back to them stating that under the 1998 Data Protection Act you have already supplied them with the required Subject Access Rights Request as described in the "Your Rights" section of the Data Protection website:
Http://wood.ccta.gov.uk/dpr/dpdoc.nsf.
Explain to them that you have also read the relevant section 7(1) of the act at:
Http://www.legislation.hmso.gov.uk/acts/acts1998/19980029.htm
Refer them to the fact that the prescribed maximum fee payable is #10 (Also stated in the "Your Rights" section referred to above) and that you have made a formal complaint to the Data Protection Commissioner with regard to their form and the excess fee stated.
I would suggest that you write a formal complaint to the Data Protection Commisioner at:
Wycliffe House Water Lane Wilmslow Cheshire SK9 5AF
Stating that by the use of this form and associated prohibitive costs in excess of the prescribed fee, you believe, that your rights under the 1998 Data Protection Act are being taken away from you.
A Parliament elected by the people passed this Act to give rights to those same people. We must not let ANYONE erode those rights!
Regards,