By way of an addendum to the above - I would have thought it was far more cost effective, if a number of those affected were to spend/contribute #x per month towards a collective premium (#10 per month x 100 victims = #12,000 premium) - and there's more than 100 borrowers affected judging by the publicity on this site and elsewhere, rather than pay any sums to the lenders for unexplained & unproven amounts claimed, to force the lenders to provide the information and to explain (or seek a ruling) on their apparent negligence in appropriate cases.(posted 8593 days ago)Finally, the real crunch comes when appointing the 'appropriate' solcitor - caveat emptor here - some can make estate agents appear to have the tongue of a saint !!
With best wishes, Vic