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Response to The HALIFAX "Estimated Shortfall" Letter - A Guide.

from Eleanor Scott (eleanor.scott@btinternet.com)
I am concerned that lenders such as Halifax (see above) and Abbey National (see their infamous warning-free Income and Expenditure Forms) are effectively 'entrapping' people into admitting liability for some very dubious debts. In other words, people are being deceived into placing themselves into 'incriminating' situations. Ring any bells? That's right - it's now possible to fight back under the Human Rights Act articles 6 and 8. If any person so deceived ends up in court, they could claim that they cannot possibly have fair hearing because they have been entrapped into admitting a liability, in tandem with having their privacy invaded. Maybe the lenders have finally lost one of their nastiest little weapons? It's a thought. E.
(posted 8574 days ago)

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