I pretty much agree with Pendle (in my limited experience - I've never tried credit repair).(posted 8610 days ago)However, there is a detailed explanation of how Barclays credit scoring works further down this Q&A list. I can't, for the life of me, remember which subject heading it is under but it contains several useful tips on small things that you can change that have a relatively large impact on your credit score. (Or, more accurately, your credit score as Barclays allegedly assesses it).
If anyone does find the time to go through the list and find it, please post the subject heading in reply to this posting.
Thanks
Lee
Lee