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debt management companies

from debbie regan (regan@sweeney.karoo.co.uk)
is there anyone out there who upon having lots of unsecured debts and difficulty meeting the payments have turned to one of these debt management companies. i won't mention any names but a large one does advertise on t.v. and plenty more seem to be cropping up in national papers etc.. claiming they can negogiate to reduce up to 80 per cent of unsecured debts. sadly it looks like i may have to use their services in the near future and am very interested in hearing in confidence from anyone who has used them.ie: how did they get on , were the repayments drastically reduced? what were the charges like,etc?? also, if you had any equity in your property, could they ever touch it?? many thanks in anticipation for anyone who is able to help me out with these queries
(posted 8594 days ago)

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