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Response to Charging Order/Warrant for Possession

from Lee (repossession@bigfoot.com)
As far as I can tell, Facility Trading Services is PSPC No 1 and PSPC No 1 does or did work for Citibank. (It also worked for Paragon/National Home Loans).

You are being contacted each August because you are entered in an electronic diary that reminds them to pursue you once a year.

Most debt collectors favour an attachment of earnings. This is one of the reasons they are less willing to take the self-employed to court - you can't get an attachment of earnings applied to a self-empoyed sole trader.

You haven't said if this new letter is phrased differently to previous letters. Ie, if they have stepped up the threats. I'd be inclined to ignore it until you see some signs that they are putting their money where their mouth is, at which point you should start to exercise your rights as carefully and sometimes repetitively detailed elsewhere on this site.

Lee

(posted 8609 days ago)

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