Further to my earlier posting, I have pasted below the response I have received from the Home Office. As you will see, the Credit Reference agencies will have access to the full electoral register.(posted 8638 days ago)The Home Office couldn't help with the other query about the CCJ's and suggested that I write to the Dept of Trade, which I will do and let you know what happens. ______________________________
The representation of the People Act 2000 (the Bill received Royal Assent on 9 March) provides for two versions of the electoral registers to be produced: the full version which will be available for electoral purposes and a few other specified purposes, mainly connected with crime prevention; and an edited version which will be available for sale to commercial companies but which will not contain the names of any electors who have ticked the opt-out box to be included on the registration forms which will be sent out this time next year. There was some discussion that if credit reference agencies were not allowed to access the full registers, then those who had opted-out of the edited registers could be refused credit and thus be socially disadvantaged. Ministers have therefore agreed that the 2 credit reference agencies will be permitted access to the full registers.