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Pursued for a mortgage debt I didn't know I had

from siobhan walsh (siobhan_walsh_uk@yahoo.com)
11 years ago I lived with a property developer/estate agent who took out a mortgage in both our names.Bradford and Bingley pursued me 5 years ago for a debt of #36,000 following the repossession of the house which I left in 1989. My solicitor requested documents showing I had applied for a mortgage which they eventually produced. The mortgage application and MIRAS form have my details on them but the signature is definately a forgery. They also gave me a copy of a legal charge document that does have my signature on it(a completly different signature to that on the previous documents). B and B told me to report the forgery as a crime which I did but the police have not pursued. They also wanted me to supply a statement which I agreed to do but was 40 weeks pregnant at the time and they never arranged the appointment.The solicitor who is supposed to have witnessed teh signature was struck off for malpractice and I understand that my ex has been prosecuted for Fraud. I am therefore amazed that I received another letter at the beginning of the week requesting income and expenditure details. My questions are;-1. Can I really be liable for a mortgage I never applied for on the basis of a legal charge document? 2. The letter went to a previous address/previous name - should I ignore it? 3. I have estate agents details advertising the house for 175000- they sold it for an appalling amount of 86000. Surely this is inexcusable? 4. The Building Society knew where I was after I left in 1989 as they had had letters from both me and my solicitor to track down the deeds of the house. They never once told me that the mortgage repayments were in arrears or that they were going to repossess. If I did have this mortgage with them, surely they had a duty to inform me of this information so that I could do something about it ?
(posted 8646 days ago)

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