Response to Can a lender ask for explanation of DPA request

With regard to the Answer given by Lee This is similar to the same Question you asked on the 20/6/2000 which i replied to on the same day being 20/6/2000

I do not disagree in many points re the DPR but were i made the statement -make a formal complaint to the DPR this has to be done as they will only work on official written complaints Yes i agree many Lenders are not afraid of the DPR but at the same time many Barristors -Solicitors and indeed Courts also take no notice! They just tend to look at the Shortfall and amount owed under the deed or charge!Yes there are it appears movement in some courts re Further Questioning on Figures and Shortfalls on Behalf of the Borrowers but alas not all courts yet

They tend to rely on disclosure stage of the documents and appear to dismiss the DPR stage it is like a hand being waved in the Opera House-not noticed! You still need a good Solicitor and possibly a good Accountant to go over the figures -this a tactic not used very much but the Lender having to report his figures to an Accountant can be very interesting- like when it comes to the 8% and other odd amounts-His report can then be given to the Solicitor unless you go as litigants in person a stage i would not advice unless you feel able.

The point Lee is getting at is to avoid Court-yes I agree if this can be done-so you now have raised two Questions and got three answers all in the same route though -so lets see were you go from here-with a positive mind!!!!

wish you well

Charles Twford

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