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Response to remortgages

from Abbey Lane (answers@cahoot.com)
If it is just current account facilities you want, then you'll almost certainly find no current account supplier, bank ort building society will goive you one because of your past history. Instead, you could get an account with no cheque book but a cash card anmd the facilioty to set up standing orders and/or direct debits. You would have to use cash to settle day to day bills and would not be able to go overdrawn.Abbey National have an account like this and so do some other companies. Once you prove you can be trusted not to run into more debt, they upgrade you to a full current account with a cheque book and debit card. This takes about a year.

The alternative is to seek a current acount from the bank that already know you best - where you have had problems. They are the most likely to agree - noone else will.

(posted 8689 days ago)

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