As a student I found it difficult to make regular payments to GE Capital for a Burton's store card. I was in arrears of something ridiculous like about #15. Anyway, they threatened me with debt collectors and so I paid them their bit of money and that was it. They let me keep my store card too! When I tried for credit a couple of months later I was refused, and so I got my credit record from Experian and GE Capitol was the lender that was stopping me getting credit. I still managed to get a loan from Barclay's bank for #10,000 cause I have been a good customer for some 10 years. I earn #18,000 a year and that was enough for the bank. What do I need to do to hace a clean credit history because I am thinking of taking out a mortgage in the next couple of months!(posted 8718 days ago)thanks
fary