Getting a competitive mortgage 7yrs after bankruptcy discharge

Can anyone advise me Does anyone know of any lenders who may be willing to offer a competitive mortgage to someone in my position (and there must be many thousands of us). 7 years ago I was discharged from a straightforward business bankruptcy, which i initiated 10 years ago. Since then i have had an impeccable credit record (Credit cards, loans etc) and have held a bank account for the same period also with no problems whatsoever. My personal view is that i longer represent a greater risk to a lender. I can get a mortgage, but at an additional rate above variable (no fixed or discounts available) and only with horrendous tie-ins which no-one would normally consider. Clearly i will be put at greater risk if interest rates rise etc. whereas i wish to reduce my risk based on past experiences. Thanks in anticipation for any guidance.

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