I'm about to buy my first house and I'm concerned about whether I'm credit worthy or not. What concerns me is the fact that I'm not on the electoral register and have lived in my current rented property for less than 3 years. However, I have had a loan from my bank before (which I paid back early) and I have a visa card too, which I regularly pay above minimum repayments to. When I first applied for the visa card it was declined but my bank manager signed some detals about my bank account and sent it with the application and this time I got it. Should I be concerened, and is there anyway I can check whether Abbey National (my mortgage leneder) will okay me?(posted 8754 days ago)Stefan