Response to EGG.COM - WARNING

Quite true. My friend has had a bank loan with the Abbey Nat for three years and now wants to renegotiate it to reduce outgoings. His lender won't do it because of poor credit rating (same lender, same bank, credit cards, etc). They told him that he contacted several finance houses for the best rates and they all did credit checks on him. Frequent credit checks = poor credit rating. They told him to wait six months and try again.

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