It is with great interest, i read Joannes repossession and that they are awaiting the shortfall to be calculated,so as to apply for a new Morgage,im sure that many on thie website would like to know who the Lender is as its not the usual 3-4-5-6-7-8-9-10-11-12 years with interest and all the effects it has on your new rebuilt life With regard to Joanne ,im sure like many more on here i wish all best to restart here life,so early after the event it would be interesting to hear many more on this email and your answers and comments and do hope Joanne can fill us all in(posted 8837 days ago)Charles Twford