Took out a mortgage with the Leeds Perm(now Halifax)1989. Left husband and marital home in 1992. Husband rented house out and responsible for paying mortgage. My name remained on the mortgage and I kept regular contact with the Halifax so that if their were any problemns then they would contact me. Last week I received anarrangement negotiation letter requesting #21,000 shortfall as ex had sent the keys in and offered voluntary repossession at the end of October99. On contacting them they acknowledged that they had failed to contact me before this letter 1 - Because it was Christmas(posted 8849 days ago)2 - Because someone pressed the wrong key andso I missed out on a previous letter
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