Lisa,(posted 9034 days ago)The primary reason that it is recommended to load HIE in total darkness is due to an issue known as "light piping". HIE is coated onto an estar base or support that is capable of "carrying" light and thereby exposing or fogging the emulsion. While total darkness is your most precautious means of loading--not necessarily your most convenient--I think you'll find that subdued-light loading should not pose a problem.
Due to it's construction and sensitivity, it is possible that you may notice a slightly higher base plus fog density. A processed roll can at times appear slightly gray. There are many factors that may effect this as well--storage, handling, developer choice, etc.
Developer selection is certainly a personal issue. I have long used D-76 but have really enjoyed the look that I have been receiving with various dilutions of XTOL. Have Fun and feel free to e-mail me if I can be of further assistance.
Michael D. D'Avignon