What about very rapid repossessons?

A friend's relationship broke up and she left the home on which she had a joint mortgage with her partner. Five years later as she was trying through a solicitor to get her name off the mortgage, her ex partner stopped paying the mortgage without telling her and the lender UCB (part of Nationwide), went for repossession after just three missed payments.The lender claimed it could not find either partner, even though my friend had just moved back to her previous address and had been there for the whole five years. The lender continually sent letters to an address my friend had never lived at even after being contacted by her. In September '98 when the mortgage was only one month in arrears my friend contacted UCB and asked for a settlement breakdown and still she was not informed there was a problem. UCB applied to court in November '98 and the court papers say that only three payments were missed. Is this legal?

[ Previous | Next ]