Response to Statute of Limitation

Yes, after six years you are theoretically "cleared". I think for admin reasons it can be seven but there is plenty of literature available on this from the credit reference agencies - get a firend to apply for it if you are worried.

It's theoretically possible to be made bankrupt without knowing it but I doubt many lenders would bother. There is one specialist lender that is keen on bankrupting defaulting customers as far as I can see but it is a mortgage lender not an unsecured lender.

Lee

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