I bought my home 2 yrs ago on a 95% (#33500) mortgage, its value remains unchanged. I have unsecured debts of #17000 and one loan secured on the car(#8000). I am a full time degree student, my partner and I use the car as a private-hire vehicle. Basically I cannot meet all the repayments and am considering IVA. Is it possible to sell house to my brother prior to IVA/Bankruptcy so that no charge can be made upon the property?(posted 9113 days ago)