is it fair to chase after 6 years?

This question is similar to the is it fair after 8 years, the twist being that the lender has put this matter direct to a recoveries agency. I don't really know which way to turn. I have written to the recoveries agency asking for validation. As far as I was concerned this debt was settled but it seems that there was an amount left after the sale and they have accrued interest on this amount over six years. Will this affect the purchase of our new home, how do we find out if we are on any sort of mortgage blacklist.If we buy our present home which is a council house can this old debt be claimed from our new home, could we lose this house.

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